Medicare Plan Open Enrollment

Retiree Medicare Plan Open Enrollment Period:

Deadline November 16, 2018 (deadline at 12:00pm)

During this period, retirees, their spouses and surviving spouses who are eligible and enrolled in Medicare Parts A and B may select a Town-sponsored health insurance plan, or switch from one plan to another, for coverage effective January 1, 2019.

If you want to remain on your current health plan, no further action is required.

For any changes during this period, signed enrollment forms and supporting materials must be received by the Town's Human Resources (HR) Department before the deadline. Also required is a copy of the subscribers' Medicare Parts A and B card and a marriage certificate (if a spouse is enrolling new for the first time).

Open Enrollment Announcement

Rates for CY19 - Effective January 1, 2019

Medicare Supplement Comparisons 

Medicare Advantage HMO Comparisons 

Medicare Part D Credible Coverage Letter

Tufts Health Plan

Tufts Medicare Supplement PDP Plus

Enrollment Form (PDF)

Plan Summary (PDF)

Rx Summary (PDF)

Rx Formulary

Blue Cross Blue Shield

BCBS MEDEX

Enrollment Form (PDF)

Rx Enrollment Form (required in addition)

Plan Summary (PDF)

Rx Summary (PDF)

Rx Formulary (PDF)

Tufts Medicare Preferred HMO

Enrollment Form

Plan Summary (PDF)

Rx Formulary

BCBS Managed Blue for Seniors

Enrollment Form (PDF)

Plan Summary (PDF)

Rx Formulary 

Harvard Pilgrim Health Care

Harvard Pilgrim Medicare Enhanced

Enrollment Form (PDF)

Plan Summary (PDF)

Rx Formulary (PDF)

Fallon Community Health

Fallon Senior Plan HMO

Enrollment Form (PDF)

Plan Summary (PDF)

Rx Formulary (PDF)

For additional information on the Town's Senior/Retiree Health Insurance offerings, please visit the West Suburban Health Group website.

Senior Open Enrollment Health Fair

Thursday, October 25th, 12:00pm to 2:30pm
Needham Free Public Library, Community Room
1139 Highland Avenue, Needham, MA

Insurance company representatives will be available at the Health Fair to answer your questions, explain plan benefits, designs and features, and help you make an informed decision. As always, please consider all plan features which may be important to you and consult with any health care providers to see if they are within the plan's coverage area, before making decisions.

Keep in mind, once you choose a health plan, you cannot switch plans during the year, unless you experience a qualifying event such as moving from the plan's service area, becoming eligible for Medicare or experiencing an involuntary loss of coverage from another plan.

If you are not yet 65 years of age or are ineligible for Medicare, available to you are the non-Medicare plans which are effective from July 1 through June 30 with an annual open enrollment period each spring. If you or your spouse will be turning 65 during this year, three months prior to your birth date you should contact your local Social Security Office to apply for Medicare Parts A and B and set up an appointment with the Human Resources Department to obtain plan information and enrollment materials.