The FY18 annual health and dental insurance open enrollment period for benefit-eligible town employees and non-Medicare eligible retirees will run from Monday, April 17th through Thursday, May 12th at 12:00pm. During this period, employees and retirees can select a plan for the first time or switch plans for an effective date of July 1, 2016.
The Annual Benefits Fair will be held on Thursday, April 27th from 12-4pm here at Town Hall on the second floor in Powers Hall. If you have specific questions regarding plan designs and features, you can drop in at any time during this event to speak with any of the plan representatives. The representatives are there to help you make an informed decision on which plan best meets your needs.
"Benchmark" Plans Added!
In Fiscal Year 2017, the Town added to it’s existing menu of plan offerings. “Benchmark” plans are available that are lower in cost but feature small deductibles. For more information on the plan designs and differences compared to the existing Rate Saver plans, please see the health plan comparison charts or come speak to one of the plan representatives at the benefit fair on April 27th.
Please keep in mind that the “Rate Saver” plans will no longer be available to West Suburban Health Group members in Fiscal Year 2019 (July 1, 2018), while the Benchmark will still be available. The Town is currently considering all options including offering a High Deductible plan with a Health Savings Account (HSA), or pursuing other plan options all together.
As always, please consider all plan features which may be important to you and consult with any health care providers to see if they accept the plan, before making decisions.
New Voluntary Benefits!
Aflac—Short Term Disability, Accident, Cancer, Hospital, Dental
New this year, the Town is offering an open enrollment for Aflac plans that are fully employee sponsored and deducted from payroll. Consider these optional plans to supplement other forms of insurance:
Also new this year, the Town is offering the Delta Dental Premier Enhanced plan in addition to its existing Premier plan. The new plan includes diagnostic and preventative care covered at 100% for just a slightly higher premium. See the comparison of the current plan with the new plan here. Also please talk to our Delta Dental representative at the health fair for more information.
Find a Provider
Fallon Community Health Plan
Plan: Select Care and Direct Care
Harvard Pilgrim Health Care
Plan: HMO or PPO
Tufts Health Plan
Blue Cross/Blue Shield
Plan: HMO Blue New England
Health Plan Information
Rates: Active Employees / Non-Medicare Retirees
Comparison Charts: Ratesaver / Benchmark / Both
Harvard Pilgrim Application
Open Enrollment Announcement to Retirees
Save the Date - Benefits Fair!
Delta Dental - Comparison Chart
Aflac - Short-Term Disability / Hospital
Delta Dental Application
Please visit the West Suburban Health Group website for additional insurance information