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Section 125 Plan
Pre-Tax Premium Payment Plan
The Section 125 Pre-Tax Premium Payment Plan (or Cafeteria Plan) allows you to reduce your taxable income by an amount equal to your insurance premium deductions.

You must complete an Election of Benefit Form when you first enroll in the plan. The town will no longer require annual enrollment once you have enrolled in the plan. You will remain enrolled until you waive participation during an open enrollment period. Employees who enroll in the plan will only be allowed to discontinue the plan (i.e. drop their insurance coverage) at open enrollment or for qualifying reasons set forth by the IRS. For more information, please contact the Human Resources Department or call 781-455-7500.