Annual Open Enrollment for Benefits

The Town of Needham offers benefits to active benefit-eligible employees and retirees of the Town. The various benefits either have a plan year from July 1 to June 30 or from January 1 to December 31, each year. The open enrollment period in which enrollment changes can be made for each benefit occurs approximately 2 to 3 months prior to the effective date of the new plan year annually.

Find out more information about Open Enrollment for each benefit offered by the Town:

• Active Employees:
  • Health, FSA and Dental: July 1 - June 30 (Fiscal Year)
• Retirees:
  • Non-Medicare Health Plans: July 1 - June 30 (Fiscal Year)
  • Medicare Supplement/Advantage Health Plans: January 1 - December 31 (Calendar Year)
• Important Notices
  • Affordable Care Act - Market Place Notice (PDF) 
  • CHIP Notice (PDF) 
  • HIPAA Privacy Notice (PDF) 
  • COBRA Notice (PDF) 
  • HIPAA Special Enrollment Rights (PDF) 
  • Notice of Patient Protections (PDF) 
  • Summary of Benefits and Coverage (SBC) (PDF) 
  • Women's Health and Cancer Rights Act (WHCRA) (PDF) 
  • Summary of Benefits and Coverage (SBCs)